
Common Questions
Yes, some long-term visas, especially OA and OX retirement visas, require valid Thai health insurance.
Most plans allow you to select hospital tiers and networks, and include private hospitals in Bangkok, Chiang Mai, Phuket, and other major cities.
These are usually available as optional add-ons. Basic plans focus on medical treatment and emergencies.
Some insurers offer limited coverage for pre-existing conditions, but most will exclude them. It depends on the plan and provider.